Savings & Investment advice
There are various types of savings and investment plans – some will be right for you and some won’t. What suits you best will depend on your attitude to risk and what you are trying to achieve with your investment.
Things to think about before investing your money!
- How much can you afford to invest (monthly / lump sum)?
- How long can you afford to be without the money you’ve invested ( a majority of products need a term of 5 years +)?
- What do you want your investment to provide – income, capital growth or both?
- What are the tax implications – what tax will you pay and can you reduce it?
Types of Investment include:
- Individual savings accounts (ISA)
- Investment bonds
- Guaranteed or structured plans
- Mutual funds
- Offshore investments
Financial planning is not just about buying financial products. Our financial advice service is based around your needs today and your intentions for the future. Our advisers will work with you to achieve your goals, protect your family and save for the future.