Income protection
Income protection or permanent health insurance (PHI)
This type of policy is designed to protect your standard of living if you suffer long-term sickness or injury. It will pay you a percentage of your income after an initial waiting period of four, 13, 26 or 52 weeks and it is payable until you return to work, die or the policy term expires, whichever happens first.
Financial planning is not just about buying financial products. Our financial advice service is based around your needs today and your intentions for the future. Our advisers will work with you to achieve your goals, protect your family and save for the future.