Pension Planning
There are three main types of non-State pension available. They are:
Occupational salary-related schemes – offered by some employers
Occupational defined contribution schemes (money purchase pensions) – offered by some employers
Personal pensions and stakeholder pensions – offered by some employers or you can start one yourself.
If you are employed and you are eligible, you should first consider joining your company scheme. Full details of your company scheme will be available from your employer.
KMS Finance offer advice on both stakeholder and personal pensions.
It is important to review any existing pension arrangements and KMS Finance are happy to provide a free analysis of your pensions. Click here to find out more.

Financial planning is not just about buying financial products. Our financial advice service is based around your needs today and your intentions for the future. Our advisers will work with you to achieve your goals, protect your family and save for the future.