First Time Buyers
First Time Buyer Mortgages
Buying your first house is a big step. So you will want to make sure you get it right. After all you are likely to be spending hundreds of thousands of pounds!
Before you find a house to buy you will need to ask yourself the following questions:
- How much can I afford to borrow?
- How much deposit do I need?
- What size mortgage can I get?
- How much will the monthly repayments be?
- Who will lend to me?
- How much will I need for moving costs and fees?
- What type of mortgage is right for me?
- What types of insurance will I need?
This is where KMS Finance can help. Our experienced advisers can help you choose the right mortgage, explaining all the options available in plain English.
Contact us today for a free, no obligation chat.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Financial planning is not just about buying financial products. Our financial advice service is based around your needs today and your intentions for the future. Our advisers will work with you to achieve your goals, protect your family and save for the future.