Buildings and contents insurance
Buildings & Contents Insurance (B&C) Buildings & Contents insurance provides peace of mind by protecting both the structure of your home, your contents and personal belongings in the event that you suffer damage or loss as well as protecting your legal liabilities as either homeowner or occupier. Landlords Buildings & Contents Insurance Landlords Buildings & Contents insurance is specifically designed to provide household insurance to private customers who own a property that is rented out under a single tenancy agreement. From First Time Buyers to those further up the property ladder, and even the Buy-to-Let owner, we have a range of products to suit ...
Debt Management
Do you owe more than £3,000? Are you struggling to repay your debts? If it feels like everything is conspiring against you, don’t borrow more money talk to us. We have teamed up with €uroDebt who have helped thousands of individuals and families get back in control of their finances, without re-mortgaging or taking out additional loans. €uroDebt negotiate with your existing creditors and arrange just one low, affordable monthly payment for you to repay your debts. Please call KMS Finance now on 08456 80 80 69 Or visit http://www.eurodebtintroducers.com
Mortgage Advice
Whether you are a first time buyer, moving home or looking to re-mortgage, finding the right mortgage to suit you is not always easy. KMS Finance are a mortgage broker working with a carefully selected panel of lenders and are able to offer you completely impartial mortgage advice. With many years experience we are dedicated to building long-term client relationships by under standing your personal circumstances and financial situation both in the short and long term. KMS Finance ensure that the right mortgage is recommended to suit your individual need and will help guide you through the maze of information available to ...
Protection
Whatever your protection requirements, KMS Finance have a policy to meet them. Phone us today for a free no obligation personalised quote.
Commercial Finance & Loans
The term Commercial Finance covers a number of finance options, the most common of which is a Commercial Mortgage. Whether you are a property investor looking to expand your portfolio to include owning commercial premises such as shops, restaurants, shop with flats above, offices etc. Or even have a business that needs to refinance existing / purchase new, premises. Then we can help you with every stage of finding the right finance deal for you. Our full range of commercial brokerage services, includes, but is not limited to: • Development / Conversion / Refurbishment Finance • Commercial Bridging Finance • Commercial Investment Mortgages • Owner Occupier ...
Savings & Investment advice
There are various types of savings and investment plans - some will be right for you and some won’t. What suits you best will depend on your attitude to risk and what you are trying to achieve with your investment. Things to think about before investing your money! How much can you afford to invest (monthly / lump sum)? How long can you afford to be without the money you’ve invested ( a majority of products need a term of 5 years +)? What do you want your investment to provide – income, capital growth or both? What are the tax implications – what tax ...
Pension Planning
There are three main types of non-State pension available. They are: Occupational salary-related schemes – offered by some employers Occupational defined contribution schemes (money purchase pensions) – offered by some employers Personal pensions and stakeholder pensions – offered by some employers or you can start one yourself. If you are employed and you are eligible, you should first consider joining your company scheme. Full details of your company scheme will be available from your employer. KMS Finance offer advice on both stakeholder and personal pensions. It is important to review any existing pension arrangements and KMS Finance are happy to provide a free analysis of your ...
Getting the right financial advice
When you're looking for financial advice, it's important to know who's offering what and what is best for you. You can do this in two ways.
You can: 1) Gather information (from banks, building societies, adverts or online, for example); or 2) Get financial advice from a professionally qualified adviser.
When you gather information it's 'off the shelf' and does not take your personal circumstances into consideration. So you will have to make your own choices. Getting it wrong could be costly and time consuming.
If you get financial advice, a professional adviser will assess your personal circumstances and make recommendations that are tailored to suit your needs and preferences. The adviser will also give you their recommendations in writing.
At KMS Finance we will assess your situation and make detailed recommendations that suit your needs and preferences as well as your budget, to help you achieve your goals.Technorati Profile View our services

Our financial advisers have the experience and knowledge to lead you through the maze of financial products and life choices, providing you with reassurance along the way, leading to a financially secure future.